0 comments on “8 Ways to Prepare Your Home for Winter”

8 Ways to Prepare Your Home for Winter

  1. Have your heating system serviced. Look for a heating and air-conditioning contractor that belongs to the Air Conditioning Contractors of Americaand employs technicians certified by the North American Technician Excellence (NATE) program.
  1. Check your roof for damaged or missing shingles.
  1. Caulk around windows and doors. Silicone caulk is best for exterior use because it won’t shrink and it’s impervious to the elements.
  1. Clean your gutters of leaves and other debris.
  1. Add extensions or downspouts to your gutters so the water runs away from your foundation.
  1. Turn off exterior faucets. Undrained water in pipes can freeze, which will cause pipes to burst as the ice expands. Start by disconnecting all garden hoses and draining the water that remains in faucets.
  1. Replace the air filter in your furnace for maximum efficiency.  Slowly pour several gallons of water into the sump pit to see whether the pump turns on. You should do this every few months, but especially after a long dry season or before a rainy one.
  1. Restock winter essentials, such as salt, shovels, antifreeze and ice scrapers.

REPresenting Warmth. REPresenting Property.

0 comments on “First Time Homebuyer Checklist”

First Time Homebuyer Checklist

Buying your first home is an exhilarating experience! It may mean you’re growing your family or you’ve finally gotten that promotion that will allow you to make a big investment. However, it can also be a very stressful time. Through the help of your realtor, lender and other great resources, you can be fully prepared for this exciting transition. The following steps map out the best way to prepare for your home purchase:

9 Months Out

  • Check your credit score. A Federal Trade Commission study found one in four Americans identified errors on their credit report, and 5% had errors that could lead to higher rates on loans. Knowing in advance will give you time to fix any errors or raise your credit score if necessary.
  • Talk to a mortgage broker to find out what you can afford. Lenders look for a total debt load of no more than 43% of your gross monthly income (called the debt-to-income ratio). This figure includes your future mortgage and any other debts, such as a car loan, student loan or revolving credit cards. Look for a mortgage broker who will shop for a competitive loan rate for you among multiple lenders.
  • Prioritize what you want in your home and neighborhood. Unless you’re buying new construction, no home will have everything you want. In order to focus your search and find your ideal home, it’s important to know what you can and can’t live without.

6 Months Out

  • Contact your realtor to map out your timeline and discuss your goals. An agent will work in your best interest to find you the right property, negotiate with the seller’s agent and shepherd you through the closing process.

3 Months Out

  • Focus your search and start actively looking at homes. At this point, hopefully you’ve scoped out neighborhoods that interest you and browsed through potential homes online. Now your realtor will schedule times for you to go out and view the homes.
  • Work with your lender to get approved for your loan. He or she will most likely require your W-2 forms, pay stubs, tax returns, bank statements, credit card and loan statements, and more.

2 Months Out

  • Make an offer on a home. It usually takes at least four to six weeks to close on a home. If you have a firm move-out date, allow enough time to deal with any hiccups that can delay closing.
  • Get a home inspection. One of the first things you’ll do after an offer is accepted is have a home inspector look at the property. If the home inspector finds something that needs repair, that may cause you to restructure the deal and could delay closing.
  • Find a real estate lawyer. Your agent will most likely be able to recommend someone to you that he or she has worked with in the past.

1 Month Out

  • Stay in constant communication with your realtor, your lender and your lawyer. You’re in the home stretch and you want to ensure that everyone has their ducks in a row for closing.
  • Get insurance for your new home. Don’t forget to secure insurance before closing. You’ll need to provide proof of insurance on or before closing.
  • Do a final walk-through of your new home. This usually occurs the day of closing to make sure the home is in the shape you and the seller have agreed upon.
  • Get a cashier’s check or bank wire for closing. You’ll get the amount owed at closing a few days before closing so you can secure a cashier’s check or arrange to have the money wired. Regular checks aren’t accepted.

While this list might seem overwhelming, your real estate agent will be there every step of the way to walk you through it. Please feel free to reach out to me with any questions at Julia@reprealestate.com.

Information taken from Houselogic.com. Photo taken from City of Chicago. 

0 comments on “$7,500 cash assistance now available to help cover down payment or closing costs!”

$7,500 cash assistance now available to help cover down payment or closing costs!

1st Home Illinois is offering new incentives for first-time homebuyers OR buyers who have not owned in the last 3 years in our area (Cook County). $7,500 definitely comes in handy on a down payment or when covering closing costs!

Email Grace Goro or Susan Brown for more information

Grace@reprealestate.com | Susan.Brown@phhonline.com

0 comments on “Closed!”

Closed!

1109 N. Hermitage, #2

2 Bedrooms

2 Bathrooms

Gorgeous new condo in Wicker Park. Built in 2009, this property features luxury appliances, beautiful crown molding, a fireplace, a large deck and one garage space. Dark hardwood floors throughout and an abundance of natural light.

As REP Group agents, we respect and appreciate our client’s privacy. To inquire about pricing for similar properties in the area, please contact us directly at julia@reprealestate.com.

0 comments on “Coming Soon – 621 W. Belden”

Coming Soon – 621 W. Belden

621 W. Belden, Elmhurst

 

Enjoy this beautifully updated home on a deep lot with plenty of yard space to grill out on cool summer days. This home features three large bedrooms, a gorgeous master bath with double vanity and heated tile flooring, open kitchen with granite countertops, high-end appliances and large walk-in pantry.

Sliding doors lead out from the living room to the expansive fenced-in backyard complete with concrete patio, woodshed and oversized 2.5 car garage.

The newly finished lower level features a full laundry area, open playroom and recreation area, and full office that can also serve as a fourth bedroom.

A wonderful opportunity in Elmhurst’s School District 205. Emerson, Churchville and York Community. See it first!

3 Bedrooms / 2.5 Bathrooms | Additional guest bedroom in lower level | Mud room | Walk-in closet | Master Bathroom | Backyard patio | 2.5 car garage

$479,000

0 comments on “RENTED! 918 W. Schubert, #3”

RENTED! 918 W. Schubert, #3

918 W. Schubert, #3

2 Bedrooms

1.5 Baths

Stunning penthouse unit in the heart of Lincoln Park. Blocks from the Diversey (Brown/Purple) ‘L’ station, adorable ‘Wiggly Field’ and all the incredible restaurants and shopping that Lincoln Park is known for. This unit features two balconies, granite countertops, stainless steel appliances and hardwood floors throughout. In-unit washer/dryer. Plenty of street parking, permit required after 6pm.

Rented before print.

As REP Group agents, we respect and appreciate our client’s privacy. To inquire about pricing for similar properties in the area, please contact us directly at grace@reprealestate.com.

0 comments on “CLOSED! 3406 N. Marshfield”

CLOSED! 3406 N. Marshfield

Closed! 3406 N. Marshfield

2-Flat

5 Bedrooms

3 Bathrooms

13 Rooms

Lovely brick 2-flat in historic Lakeview neighborhood close to transportation, shopping and excellent restaurants.

As REP Group agents, we respect and appreciate our client’s privacy. To inquire about pricing for similar properties in the area, please contact us directly at grace@reprealestate.com or julia@reprealestate.com

0 comments on “CLOSED! 1026 N. Hermitage”

CLOSED! 1026 N. Hermitage

1026 N. Hermitage

2 Bedrooms

2 Bathrooms

1250 sq. ft.

Gorgeous west-facing two bedroom unit flooded with light. This property features a Juliet balcony in front as well as a large, private deck in rear with one garage space included. Beautiful hardwood floors throughout, stainless steel appliances, granite countertops and an open layout for entertaining.

As REP Group agents, we respect and appreciate our client’s privacy. To inquire about pricing for similar properties in the area, please contact us directly at grace@reprealestate.com.